FHA Down Payment Assistance

Zero Dollar Down Programs

FHA loans paired with down payment assistance programs (DPAs) are a popular option for first-time and moderate-income buyers looking to purchase with minimal upfront costs.

Support When You Need It Most


FHA loans combined with DPA options help bridge the affordability gap. Here's what buyers can expect:


  • As little as 3.5% down—often covered by grants or second loans
  • Easier credit and income qualification standards
  • Fixed interest rates and low closing costs
  • Access to both federal and local assistance resources

FHA DPA programs are ideal for those ready to own but needing financial support to take the first step.

Your Goals. Your Home. Your Brightside.

Home financing should feel empowering, not overwhelming. At Brightside Mortgage, we’re committed to helping you achieve homeownership with confidence, clarity, and peace of mind. Let’s turn your homeownership dreams into reality—together.

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